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ILHAP now accepting applications

Administered by the Illinois Housing Development Authority (IHDA), ILHAF is designed to assist homeowners who are struggling to pay their mortgage as a result of the COVID-19 pandemic. Reminder – Prior to being eligible to apply, potential applicants must demonstrate they have either communicated with their mortgage servicer about their inability to pay or sought counseling with a HUD-approved counseling organization. The U.S. Department of the Treasury views this assistance to be used as a “last resort,” so any application without proof of counseling will be declined. 

IHDA has partnered with The Embarras River Basin Agency or ERBA to cover the counties of Alexander, Clark, Coles, Crawford, Cumberland, Douglas, Edgar, Jackson, Jasper, Jackson, Lawrence, Massac, Richland and Saline. Please call for a 1:1 session prior to applying for assistance.

Applications for assistance for ILHAF will be accepted starting Monday, April 11, 2022 through 11:59 p.m. on Tuesday, May 31, 2022. 

ERBA is non-profit housing counseling agencies, a community action agency who is available to help homeowners overcome technology and/or language barriers, or assist those who are already in the foreclosure process. This technical assistance is provided at no cost and is to connected  as a ILHAF program partner.

Interested homeowners are also strongly encouraged view and information webinar: https://www.youtube.com/watch?v=9-lMQ9lr1r0&t=31s

Contact the ERBA housing counselor for your county: Douglas, Coles, Edgar, Clark and Jefferson counties call Jodi @ 217-961-0833 Ext 275. 

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